BP9_2010033_Web2.0Tool3_Mint.com

Another exciting week, another exciting tool. This time the best 100 Web 2.0 tools link took me to my private life of budgeting and finance. I came across Mint.com and was shocked how much this tool can actually do for you. Mint.com came from creators of Quicken and if you do your finances, mint is a must. First of all, it is free to join. Second of all, they never list your full name or any personal information, so your identity is secure. The site uses the same encryption as any US bank. Besides being safe and secure the site offers very easy budgeting with helpful graphs where you can see your spending. It also shows you timely alerts that can be read via mobile access (e-mail, text and even iPhone application). What more, you not only can see what is going on in your financial world, mint.com helps you improve your finances by finding savings for you that lead to reducing your debt. This is done by advertisement alerts that are personalized to your settings. If Mint.com finds a better deal for you, it will let you see it, it is up to you to switch or stay with your current provider. It will calculate and show you the savings over 1, 2 and 3 years so you can see and compare. Mint.com helps you manage your budget but also understand investing, provides credit cards advice and saves you money. It helps you manage paying off your debt, student loans, save for retirement, or spend less on eating out. It will even help you buy a car. Mint.com paired up with Turbo tax to make sure you are ready for tax season. The account takes care of your savings, credit cards, checking, Cd's, brokerage, auto insurance, 401K rollover and IRA. If you ask me this is all money management I can think of. They do it all. And to top it off, besides personal banking and budget managing the site hosts a blog dedicated to current financial issues. It is a top pick of Money magazine and editor’s Choice Award of PC Magazine. What are you waiting for?

Images courtesy of Mint.com; http://www.mint.com